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A Quick Word from Terry, Mike and Dug:

During this time of uncertainty and sheltering-in-place, we will continue to have at least one person in-office daily until at least 1:00 PM PDT to meet the needs of you, our clients.  Alternate servicing procedures are also in place so direct face to face contact can be minimized.  If you must leave a voice message or contact us by email, know we will get back with you as quickly as possible.We are here to serve your needs despite this situation. From everyone at Laguna Financial Services 

Printed from: www.LAGFA.com

Life Expectancy

What Is Your Life Expectancy?

Are you planning and preparing to enjoy a long, full life? While no one expects to live forever, you may live much longer than you think. According to the National Center for Health Statistics, a male born today can expect to live to age 76 and a female to age 81. 1

1) Source: National Vital Statistics Report, Vol. 72, No. 10, September 22, 2023 (data as of 2020)

Considering that 65-year-old retirees could spend as much as one-third of their lives in retirement, the need for sound lifetime financial management becomes evident. Remember that these figures are based on averages — so you are just as likely to live longer than the average expectancy as you are to die sooner than expected. Are you financially prepared for a long, full life?

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Did you know that the older you are, the longer you are likely to live? It seems illogical, but it's true. The chart below shows the current life expectancy of males and females at various ages.

Life Expectancy