23101 Moulton Parkway, Suite 108
Laguna Hills, CA 92653


(949) 855-8889


(949) 587-0520

What We Do

We're Financial Planners first and foremost.  We believe that the world of personal finance is not one size fits all.  We work with each client to create a individual roadmap that looks at all potential areas of need,  including but not limited to:

Asset Management/Allocation - e.g. - Am I diversified? Should I have more stocks or bonds? Am I invested too risky, or too conservatively? What’s the difference between an IRA and Roth IRA? Should I open a Roth IRA? What do I do with my old 401k/403(b) plan(s)?

Retirement planning - e.g. - How should I invest my 401k/403(b)? What is a Roth 401k/403(b)? How much do I need to invest to get my full employer match, do I have an employer match? What are all these benefits my employer is offering? Should I save more in 401(k)/403(b)? Do I have a pension? What is this self-directed 401(k)/403(b) option?

Financial health - e.g. - Can you help me build a budget? What is my net worth? How much should be in my emergency fund? What is the best way to pay student loans? How do I buy a house?

Risk management - e.g. - Do I need life insurance? Should I have more life insurance? What is Long Term Care? What is the difference in Term Vs. Permanent insurance? Is my employer insurance enough?

Education funding - e.g. - What can I do to help my kids/grandkids pay for school? What's a 529? How do I fill out FAFSA? How do we pay for private school?

Tax planning- e.g. - How do I pay less in taxes? How do I use my assets without being penalized by taxes? Can we reduce your current and future tax burden.  Referring you to qualified tax specialists, if needed.

Estate planning - e.g. - Do I need a will or trust? What's the best way to leave assets to my heirs?  How can I support the causes that mean a lot to me after I'm gone? How do I change my beneficiaries? Will I have to pay estate taxes?

Employee and executive benefits - e.g. - How do I keep my business financially healthy? Should I start a 401(k) plan? What is a SEP IRA? How do I sell my business for a fair price? What is key-man insurance?